I had a financial epiphany today.
Due to the tax man taking all our money, we were forced to talk a long, hard look at our spending over the last few months. Realization: we spend WAY more money than we make. Um, duh. Like a lightening bolt, it hit me. If I want to do fun stuff (like eating out), something has got to give in another area of our finances (like less shopping)â€¦ or I will overspend. BADLY. Guess finances is kind of like healthy eating in that way. Itâ€™s all about balance and moderation, huh? In every area of life.
Iâ€™ve written numerous times on the blog how I donâ€™t really know how to manage our money very well. Well, I KNOW how, I just donâ€™t actually do it.
The Husband and I took a few hours out of our work day to sit down and get honest about our finances. We created a detailed budget (that I actually believe we can stick to). I insisted we budget in fun dinners out (once a week) and allowances because otherwise I KNOW weâ€™ll break the budget and then it will all go to hell. Itâ€™s kind of like going on a diet and swearing youâ€™ll never drink or eat dessert. Itâ€™s just not realistic. Iâ€™ve just got to shop in moderate portions. 🙂
Does anyone else out there actually budget? Help!
Due to the personal finances fiasco, I skipped all official workouts today, although I did walk James for about 25 minutes. We walked at a pretty brisk pace! It was nice. 🙂
Maggie just ate:
And dinner was kind of randomâ€¦
I made an eggplant and zucchini bake by combing several layers of sliced eggplant and zucchini, bread crumbs, and pasta sauce in a casserole dish and baking at 375 for 30 minutes.
It ended up tasting pretty good!
With a piece of toast and beans:
Going to massage the budget a little more!