Another Saturday at the clinic. I brought a homemade lunch. 🙂
In the mix:
- Roasted broccoli
- Roasted sweet potato
- Two hard boiled eggs
- Balsamic dressing
Get $$ Organized
One of my 2011 resolutions is to figure out our finances. My goals include:
- Pay taxes on a quarterly basis (started to do this last year)
- Open a LLC for my businesses (done)
- Begin running all business finances separately from my personal finances
- Get a ROTH IRA (yesâ€¦ we donâ€™t have any money saved for retirement yet!)
- Reduce unnecessary spending (eating out)
- Save for a sweet-ass vacation
- Get pre-approved for a mortgage
- Get more affordable health insurance
- Get cheaper car insurance
- Get disability insurance for both the Husband and I (if the Husband broke his hand, weâ€™d be screwed â€“ heâ€™s an acupuncturist. And if â€“ God forbid â€“ I was in an accident and couldnâ€™t work, weâ€™d be seriously in financial trouble.)
Taxes are really not fun when you own five businesses and have 15 W-9s between two people. Luckily, I hire a professional to do most of the heavy lifting.
Iâ€™ve been re-reading The Money Book for the Young, Fabulous, and Broke by Suze Ormon to help me figure everything out. I love this book because she explains everything VERY CLEARLY (as in, she doesnâ€™t even assume you know what interest is), which is definitely what I need! Iâ€™m a dummy when it comes to money.
My former boss gave me this book a few years ago, but I wasnâ€™t really responsible or ready for a lot of it. But man â€“ some of the information is really coming in handy now. If you are young, fabulous, and broke (or broke-ish), you should definitely grab this book.
Are you money savvy? Or a money dummy like me?